Resume Buku Dasar-Dasar Perbankan - 4150 Words

BAB I PENDAHULUAN 1. DASAR-DASAR PERBANKAN 2. Drs. H. Malayu S.P. Hasibuan 3. 2007/cetakan ke-enam 4. Jakarta/BUMI AKSARA 5. Daftar Isi : ix 6. Kata Pengantar : vii 7. Jumlah BAB : 8 bab 8. Jumlah Halaman : 188 halaman 9. Daftar Pustaka : 187 10. Perwajahan: * Depan Berwarna dasar abu-abu dengan bertuliskan â€Å"DASAR-DASAR PERBANKAN† berwarna biru tua. Pada bagian paling atas disisipkan kira-kira berukuran 1 inch dengan warna dasar hitam dan bertuliskan nama pengarang lengkap dengan gelarnya. Tulisan tersebut berwarna kuning cerah. Di sudut kiri bawah terdapat simbol penerbit berwarna merah berikut nama penerbit. Ilustrasi gambar yang ditampilkan terlihat beberapa orang sedang antri†¦show more content†¦Kurs terdiri atas 2, yaitu Kurs Jual dan Kurs Beli. Sistem Kurs terbagi atas 3, yaitu: Sistem Kurs Tetap, Sistem Kurs Mengambang, Sistem Kurs Mengambang Terkendali. 3. Devisa Devisa adalah pembayaran yang diterima dalam lalu lintas pembayaran internasional (foreign exchange); berupa mata uang internasional, misalnya USD. Jenis-jenis Devisa: Devisa Negara, Devisa Ekspor, Devisa Umum, Devisa Kredit, Cadangan Devisa Resmi, amp; Special Drawing Right(SDR). BUNGA DAN BREAK EVEN POINT 1. Pengertian dan Pentingnya Bunga Bunga (Interest) merupakan hal penting bagi suatu bank dan nasabahnya. Bunga dapat menjadi daya tarik pada segi keuntungan dalam hal penarikan, penyaluran/penyimpanan dana baik oleh bank maupun nasabah bank. Dasar Penentuan Tingkat suku bunga kredit ditentukan oleh 3 komponen, yaitu: Cost of Fund, Overhead Cost, amp; Spread Profit. Jenis-jenis teori bunga: Teori Nilai, Teori Pengorbanan, Teori Laba, Teori Klasik, Teori Kelompok Pasar, amp; Teori Paritas Tingkat Bunga. 2. Break Even Point Break Even Point (BEP) atau titik impas dikatakan terjadi apabila jumlah pengeluaran biaya sama dengan jumlah pendapatan yang diterima. Manfaat perhitungan BEP adalah dalam hal perencanaan dan pengendalian, mendapatkan target minimal bagi unit bank, dan sebagai tolok ukur tingkat efisiensi dan efektivitas kerja bank cabang maupun bagian-bagiannya.

Using Data Driven Decision Making - 1548 Words

According to Provost and Fawcett (2013) data-driven decision making refers â€Å"the practice of basing decisions on the analysis of data rather than purely on intuition.† For Example, a seller could select the advertisement based on his long experience in that field or his eye for what will work. He can also do the selection on the analysis of data regarding how the people will react to different advertisements. In today’s organization, managers make a great effort to use data driven decisions because data-driven decision helps in gaining competitive advantage and it can be most interesting and transformable. A study from the MIT center for Digital Business found that the organizations driven most by data-based decision making had 4% higher productivity rates and 6% higher profits. (Rouse) Using the data-driven decisions oftentimes creates the scarcity of information and the organization operates in dynamic and complex environment which creates instability or uncertainty. While using the data driven decision errors can occur at any stage of the endeavors and can cause the serious issue. Environmental Uncertainty is a condition where the management has the very little information about the external environment. (Milliken) defined Environment Uncertainty as an â€Å"individual’s perceived inability to predict an organization’s environment accurately because of lack of an information or an inability to discriminate between relevant or irrelevant data. The two degree of environmentalShow MoreRelatedCreating A Data Driven Decision Making School Essay1339 Words   |  6 PagesCreating a Data Driven Decision Making School Tips that Work Tameka R. Crook Alabama A M University Author Note EDL 530: Data Driven Decision Making Correspondence concerning this paper should be addressed to Tameka Crook, Department of Educational Leadership, P.O Box 998 Normal, Alabama Contact: tcrook2@bulldogs.aamu.edu Abstract Collecting data has been a decades old practice of educators. 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However, the adoption rate is low regardless of well-established benefits due to insufficient or unsuitable information for decision makingRead MoreImportance Of Software Solutions For The Decision Making Of A Massive Data Or Big Data Essay1474 Words   |  6 Pagesrole in decision-making through analysis of a massive data or big data. The explosives changes in the supply and demand of the market require firms to respond proactively and spontaneous. Accordingly, enterprises managers should be able to collect, filter and analyze the enormous amount of data from many sources in real-time. Therefore, organizations turned to use technologies for de cision-making, solve the complex and challenging business problems. The tools used to support decision-making has become

Sears Scandal of 90s Essay Example For Students

Sears Scandal of 90s Essay SEARS, ROEBUCK, AND CO. : THE AUTO CENTER SCANDAL Sears, Roebuck, and Co. began in the late 1800s as a mail-order company that sold farm supplies and other consumer items. Its first retail store opened in the mid-1920s. Responding to changes in American society, such as the move from farms to factories and the presence of the automobile in many homes, hundreds of retail stores opened over the years. The company expanded rapidly, and eventually it diversified to include other businesses: insurance (Allstate Insurance), real estate (Coldwell Banker), securities (Dean Witter Reynolds), and credit cards (Discover). Each of these other businesses became its own division, in addition to the merchandising group which included retail stores, appliances, and auto service centers. By the early 1990s, the company was reporting revenues and earnings in the billions of dollars. 40 Despite its long history of high earnings and its penetration into the U. S. market, Sears’ retail business began to experience serious financial difficulties in the 1980s. Discount retailers such as Wal-Mart were pulling ahead in market share, leaving Sears lagging. Sears responded by adding non-Sears name brands and an â€Å"everyday low price† policy. But despite these efforts, in 1990 Sears reported a 40 percent decline in earnings, with the merchandising group dropping a whopping 60 percent! Cost-cutting measures were planned, including the elimination of jobs and a focus on profits at every level. 41 In 1991, Sears unveiled a productivity incentive plan to increase profits in its auto centers nationwide. Auto mechanics had traditionally been paid an hourly wage and were expected to meet production quotas. In 1991, the compensation plan was changed to include a commission component. Mechanics were paid a base salary plus a fixed dollar amount for meeting hourly production quotas. Auto service advisors 186 PART III ETHICS AND THE MANAGER (the counter people who take orders, consult with mechanics, and advise customers) had traditionally been paid a salary. In order to increase sales, however, commissions and product-specific sales quotas were introduced for them as well. For example, a service advisor might be given the goal of selling a certain number of front-end alignments or brake repairs during each shift. 42 In June 1992, the California Department of Consumer Affairs accused Sears, Roebuck, and Co. of violating the state’s Auto Repair Act and sought to revoke the licenses of all Sears auto centers in California. The allegation resulted from an increasing number of consumer complaints and an undercover investigation of brake repairs. Other states quickly followed suit. Essentially, the charges alleged that Sears Auto Centers had been systematically misleading customers and charging them for unnecessary repairs. The California investigation attributed the problems to Sears Auto Centers’ compensation system. 3 In response to the charges, Sears CEO and Chairman Edward A. Brennan called a news conference to deny that any fraud had occurred, and he defended Sears’ focus on preventive maintenance for older cars. He admitted to isolated errors, accepted personal responsibility for creating an environment where â€Å"mistakes† had occurred, and outlined the actions the company planned to take to resolve the issue. These included: _ Eliminating the incentive compensation program for service advisors _ Substituting commissions based on customer satisfaction Eliminating sales quotas for specific parts and repairs _ Substituting sales volume quotas According to Brennan, â€Å"We have to have some way to measure performance. †44 Sears also introduced â€Å"shopping audits† of its auto centers in which employees would pose as customers, and Brennan published a letter of explanation to the company’s customers in The Wall Street Journal and USA Today on June 25, 1992. Note that the compensation system for mechanics, based on number of tasks performed and parts replaced, was maintained. .uce72a3310a4a2ad6e79c9baf593ce4ab , .uce72a3310a4a2ad6e79c9baf593ce4ab .postImageUrl , .uce72a3310a4a2ad6e79c9baf593ce4ab .centered-text-area { min-height: 80px; position: relative; } .uce72a3310a4a2ad6e79c9baf593ce4ab , .uce72a3310a4a2ad6e79c9baf593ce4ab:hover , .uce72a3310a4a2ad6e79c9baf593ce4ab:visited , .uce72a3310a4a2ad6e79c9baf593ce4ab:active { border:0!important; } .uce72a3310a4a2ad6e79c9baf593ce4ab .clearfix:after { content: ""; display: table; clear: both; } .uce72a3310a4a2ad6e79c9baf593ce4ab { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uce72a3310a4a2ad6e79c9baf593ce4ab:active , .uce72a3310a4a2ad6e79c9baf593ce4ab:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uce72a3310a4a2ad6e79c9baf593ce4ab .centered-text-area { width: 100%; position: relative ; } .uce72a3310a4a2ad6e79c9baf593ce4ab .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uce72a3310a4a2ad6e79c9baf593ce4ab .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uce72a3310a4a2ad6e79c9baf593ce4ab .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uce72a3310a4a2ad6e79c9baf593ce4ab:hover .ctaButton { background-color: #34495E!important; } .uce72a3310a4a2ad6e79c9baf593ce4ab .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uce72a3310a4a2ad6e79c9baf593ce4ab .uce72a3310a4a2ad6e79c9baf593ce4ab-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uce72a3310a4a2ad6e79c9baf593ce4ab:after { content: ""; display: block; clear: both; } READ: 12 English End Semester III EssayIn the summer of 1992, Chuck Fabbri, a Sears mechanic from California, sent a letter about Sears’ wage policy for mechanics to U. S. Senator Richard Bryan. Fabbri said: It is my understanding that Sears is attempting to convince your committee that all inspections in their auto centers are now performed by employees who are paid hourly and not on commission. This is not the case. The truth is that the majority of employees performing inspections are still on commission. †¦ The Service Advisors †¦ sell the repair work to the customer. The repairs that they sell are not only based on their inspections, but to a larger degree based on the recommendations of mechanics who are on commission. †¦ On January 1, 1991, the mechanics, installers and tire changers had their hourly wages cut to what Sears termed a fixed dollar amount, or FDA per hour which varied depending on the classification. At present CHAPTER 7 MANAGING FOR ETHICAL CONDUCT 187 the mechanic’s FDA amount is $3. 25 which, based on current Sears minimum production quotas, is 17% of my earnings. What this means is that for every hour of work, as defined by Sears, that I complete, I receive $3. 5 plus my hourly base pay. If I do two hours worth of work in one hour I receive an additional $3. 25 therefore increasing my earnings. Sears calls this type of compensation incentive pay or piecework; however, a rose by any other name is still a rose. This is commission plain and simple. The faster I get the work done the more money I make, and as intended, Sears’ profits increase. It is therefore obvious to increase his earnings, a mecha nic might cut corners on, or eliminate altogether, procedures required to complete the repair correction. In addition to this, since the mechanic often inspects or performs the diagnosis, he has the ideal opportunity to oversell or recommend more repair work than is needed. This would be especially tempting if it has been a slow day or week. In part greed may create this less than ethical situation, but high pressure to meet quotas by Sears’ management also presents a significant contribution. I have recently been threatened with termination if my production didn’t at least equal Sears’ minimum quotas. I might add that prior to this new wage policy, management had only positive response to my production, and my record proves this. †¦ There is no doubt in my mind that before their auto center employees were put on commission Sears enjoyed the trust of its customers. Today presents a different story. The solution is obvious not only for Sears, but for the industry. 45 Sears agreed to a multimillion-dollar settlement with the state of California and the 41 other states that had filed similar charges. The company was placed on three-year probation in California. It also settled a number of consumer class-action suits. In July 1992, the U. S. Congress held hearings on fraud in the auto repair industry. The long-term impact of the scandal is unclear. Sears has now sold off its securities firm, the Discover card, most of its real estate and mortgage business, and 20 percent of Allstate Insurance. At the end of 1992, auto center sales lagged behind prior levels. 46 Also in 1992, Business Week reported that employees in other areas of Sears’ business, such as insurance and appliance sales, were feeling the same kinds of pressures from sales quotas. 47

Mohandas Karamchand Gandhi, also known as mahatma Essay Example For Students

Mohandas Karamchand Gandhi, also known as mahatma Essay Gandhi, was a Indian nationalist leader, who established his countrys freedom through a nonviolent revolution. Gandhi became a leader in a difficult struggle, the Indian campaign for home rule. He believed and dedicated his life to demonstrating that both individuals and nations owe it to themselves to stay free, and to allow the same freedom to others. Gandhi was one of the gentlest of men, a devout and almost mystical Hindu, but he had and iron core of determination. Nothing could change his convictions. Some observers called him a master politician. Others believed him a saint. Gandhi became a leader in a difficult struggle, the Indian campaign for home rule. He worked to reconcile all classes and religious sects. Gandhi meant not only technical self-government but also self-reliance.After World War I, in which he played an active part in recruiting campaigns, he launched his movement of passive resistance to Great Britain. When the Britain government failed to make amends, Gandhi established an organized campaign of noncooperation. Through India, streets were blocked by squatting Indians who refused to rise even when beaten by the police. He declared he would go to jail even die before obeying anti-Asian Law. Gandhi was arrested, but the British were soon forced to release him. Economic independence for India, involving the complete boycott of British goods, was made a result of Gandhis self-ruling movement. The economic aspects of the movement were serious, for the exploitation of Indian villagers by British industrialists has resulted in extreme poverty in the country and the virtual destruction of Indian home industries. As a solution for such poverty, Gandhi supported revival of cottage industries; he began to use a spinning wheel as a token of the return to the simple village life he preached, and of the renewal of native Indian Industries. Gandhi became the international symbol of a free India. He lived a spiritual and ascetic life of prayer, fasting, and meditation. He employed propaganda, agitation, demonstration, boycott, noncooperation, parallel government , and strikes. He refused earthly possessions, he wore the loincloth and shawl of the lowliest Indian and lived on vegetables, fruit juices, and goats milk. Indians thought of him as a saint and began to call him Mahatma. Mahatma meant great soul, a title reserved for the greatest leaders. Gandhis nonviolence was the expression of a way of life understood in the Hindu religion. By the Indian practice of nonviolence, Gandhi said, Great Britain would eventually consider violence useless and would leave India. The Mahatmas political and spiritual hold on India was so great that the British authorities dared not to interfere with him. In 1921 the Indian National Congress, the group that spearheaded the movement for nationhood, gave Gandhi complete executive authority, with the right of naming his own successor. A series of armed revolts against Great Britain broke out, culminating in such violence that Gandhi confessed failure of the civil-disobedience campaign he had called, and ended it. The British government again seized and imprisoned him in 1922. In 1930 the Mahatma proclaimed a new campaign for civil disobedience, calling upon the Indian population to refuse to pay taxes, particularly the tax on salt. The campaign was a two hundred mile march to the sea, in which thousands of Indians followed Gandhi from Ahmadabad to the Arabian Sea, where they made salt by vaporating sea water. Once more Gandhi was arrested, but he was released in 1931, halting the campaign after the British made compromises to his demands. In the same year Gandhi represented the Indian National Congress at a conference in London. In 1932, Gandhi began new civil-disobedience campaigns against the British. Gandhi fasted for long periods several times; these fasts were effective measures against the British, because revolution might well have broken out in India if he had died. In September 1932, while in jail, Gandhi undertook a fast unto death to improve the status of the Hindu Untouchable s. The British, by permitting the Untouchables to be considered as a separate part of the Indian voters, were, according to Gandhi, aid an injustice. Although he was himself a member of the Vaisya (merchant) caste, Gandhi was the great leader of the movement in India dedicated to terminating the unjust social and economic aspects of the caste system. .u316f0a09c960dd05fe5642e36bc91d74 , .u316f0a09c960dd05fe5642e36bc91d74 .postImageUrl , .u316f0a09c960dd05fe5642e36bc91d74 .centered-text-area { min-height: 80px; position: relative; } .u316f0a09c960dd05fe5642e36bc91d74 , .u316f0a09c960dd05fe5642e36bc91d74:hover , .u316f0a09c960dd05fe5642e36bc91d74:visited , .u316f0a09c960dd05fe5642e36bc91d74:active { border:0!important; } .u316f0a09c960dd05fe5642e36bc91d74 .clearfix:after { content: ""; display: table; clear: both; } .u316f0a09c960dd05fe5642e36bc91d74 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u316f0a09c960dd05fe5642e36bc91d74:active , .u316f0a09c960dd05fe5642e36bc91d74:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u316f0a09c960dd05fe5642e36bc91d74 .centered-text-area { width: 100%; position: relative ; } .u316f0a09c960dd05fe5642e36bc91d74 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u316f0a09c960dd05fe5642e36bc91d74 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u316f0a09c960dd05fe5642e36bc91d74 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u316f0a09c960dd05fe5642e36bc91d74:hover .ctaButton { background-color: #34495E!important; } .u316f0a09c960dd05fe5642e36bc91d74 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u316f0a09c960dd05fe5642e36bc91d74 .u316f0a09c960dd05fe5642e36bc91d74-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u316f0a09c960dd05fe5642e36bc91d74:after { content: ""; display: block; clear: both; } READ: Early Days Of Christopher Columbus Essay We will write a custom essay on Mohandas Karamchand Gandhi, also known as mahatma specifically for you for only $16.38 $13.9/page Order now In 1934 Gandhi formally resigned from politics. He raveled through India, teaching nonviolence. A few years later, in 1939, he again returned to active political life because of the pending federation of Indian principalities with the rest of India. Public unrest caused by the fast was so great that the colonial government intervened and the demands were granted. The Mahatma again became the most important political figure in India. When World War II broke out, the congress party and Gandhi demanded a declaration of war aims and their application to India. As a reaction to the unsatisfactory response from the British, the party decided not to support Britain in the war unless the country was granted complete and immediate independence. The British refused, offering compromises that were rejected. By 1944 the Indian struggle for Independence was in its final stages, the British government having agreed to independence on condition that the two contending nationalist groups, the Muslim league and the Congress party, should resolve their differences. Gandhi stood steadfastly against the partition of India but ultimately had to agree, in the hope that internal peace would be achieved after the Muslims demand for separation had been satisfied. India and Pakistan became separate states when the British granted India its independence in 1947. During the riots that followed the partition of India, Gandhi pleaded with Hindus and Muslims to live together peacefully. Riots engulfed Calcutta, one of the largest cities in India, and the Mahatma fasted until disturbance ceased. On January 13, 1948, he undertook another successful fast in New Delhi to bring about peace. Religious violence soon declined in India and Pakistan, and the teachings of Gandhi came to inspire nonviolent movements elsewhere. Within fifty five years of his self awakening after being evicted from South Africa train compartment, Gandhi managed to evict the British Empire from India.

Death of the Salesman American Dream Research Paper Example

Death of the Salesman American Dream Paper American Dream Written by Arthur Miller and a classic play of American theatre, Death Of A Salesman is a great book about how Willy Loman, a travelling salesman who has been working for thirty-four years, strives to become a successful man in America. However, Willy interpreted successful as what he considers as the â€Å"American Dreambeing â€Å"well-liked† and â€Å"attractive†, which he took too seriously and in end led to his tragic death. Always clinging onto his dream, Willy has lived in his own illusions throughout his whole life. Even more unfortunate, his son Biff has been living under his shadows and ended up as failure. Having an American Dream may not be a bad motivation for life, but Willy held on to this dream as if it was everything. An example from the book is when Biff realizes that his fathers’ many mistakes, they both get into an argument, which is also the climax of the play. During the argument, Biff asked his father, â€Å"Will you take that phony dream and burn it before something happens? This clearly shows that Willy is deeply possessed by his dream. As the play goes further on, Willy even wanted to die to show Biff that his â€Å"attendance at the funeral† will show how popular he was. His belief of worth â€Å"being dead than alive† finally led to his tragic death, also leaving his family in a bad condition. From the above two examples, it can be shown that the American Dream has blinded Willy. Only letting him realize the disparity between the dream and reality, and p utting on pressure for the poor man to commit suicide. We will write a custom essay sample on Death of the Salesman American Dream specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Death of the Salesman American Dream specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Death of the Salesman American Dream specifically for you FOR ONLY $16.38 $13.9/page Hire Writer

Free Essays on Ishmael -- Daniel Quinn

Daniel Quinn’s Ishmael reads like a Socratic dialogue between a man and an intelligent gorilla, which places an ad in a newspaper seeking a student with a strong desire to save the world. In the pages that follow, the gorilla, Ishmael, paints a picture of human history as an outsider; a non-human. Through Ishmael, Quinn points out the fallacy in the inherent human belief that mankind is somehow the apex of evolution or creation. He draws a distinction between â€Å"takers† or those who seek to exert dominance over the world and all things in it, and the â€Å"leavers† or those, such as hunter-gatherers, who live within the confines of nature’s design. It seems to me that while Quinn raises several interesting points, and addresses issues rarely touched by other authors, he falls into the same human-centric view of the earth that he rallies against. One could always delve even deeper and farther into the biological past, present, and future of our planet, galaxy, or universe. For example, ask yourself this: Why should it be assumed that the earth needs to exist, or have human, or non-human, life in it at all? One point Quinn makes, and I agree with, is that it’s very species-centric to believe that humans are somehow the â€Å"goal† or end product of millions or billions or years of evolution. The fact of the matter is that living things of all sorts evolve, or are created, to fill a specific niche within the rest of nature. The ultimate goal of any species is to survive and reproduce so that their species can continue to thrive and evolve. Humans, even Quinn’s â€Å"takers† are not exempt from this. In chapter eight, Ishmael addresses this, saying that: "I mean simply that, with his very first bite, Homo Habilis was in competition with something. And not with one thing, with a thousand things - which all had to be diminished in some small degree if Homo Habilis was going to live. This is true of every single species t... Free Essays on Ishmael -- Daniel Quinn Free Essays on Ishmael Daniel Quinn Daniel Quinn’s Ishmael reads like a Socratic dialogue between a man and an intelligent gorilla, which places an ad in a newspaper seeking a student with a strong desire to save the world. In the pages that follow, the gorilla, Ishmael, paints a picture of human history as an outsider; a non-human. Through Ishmael, Quinn points out the fallacy in the inherent human belief that mankind is somehow the apex of evolution or creation. He draws a distinction between â€Å"takers† or those who seek to exert dominance over the world and all things in it, and the â€Å"leavers† or those, such as hunter-gatherers, who live within the confines of nature’s design. It seems to me that while Quinn raises several interesting points, and addresses issues rarely touched by other authors, he falls into the same human-centric view of the earth that he rallies against. One could always delve even deeper and farther into the biological past, present, and future of our planet, galaxy, or universe. For example, ask yourself this: Why should it be assumed that the earth needs to exist, or have human, or non-human, life in it at all? One point Quinn makes, and I agree with, is that it’s very species-centric to believe that humans are somehow the â€Å"goal† or end product of millions or billions or years of evolution. The fact of the matter is that living things of all sorts evolve, or are created, to fill a specific niche within the rest of nature. The ultimate goal of any species is to survive and reproduce so that their species can continue to thrive and evolve. Humans, even Quinn’s â€Å"takers† are not exempt from this. In chapter eight, Ishmael addresses this, saying that: "I mean simply that, with his very first bite, Homo Habilis was in competition with something. And not with one thing, with a thousand things - which all had to be diminished in some small degree if Homo Habilis was going to live. This is true of every single species t...

Assessment project Assignment Example | Topics and Well Written Essays - 750 words

Assessment project - Assignment Example William Workman High School represents a public school based in California, City of Industry. It is one among the four high schools within the Hacienda La Puente Unified School District. Workman enrolls students from Grandview Middle school, Valinda School of Academics and Sierra Vista Middle School. In 2013, William Workman was graded by greatschools.net at 5 out of 10. Grover Cleveland entails a public school that teaches grades 9 to 12. The Cleveland Humanities Magnet is a section of the Cleveland High school. The school is situated within Reseda in San Fernando Valley found in Los Angeles, California. Cleveland is found in the Los Angeles Unified School District; and the school was named after the U. S. President Grover Cleveland. Cleveland High school represents the single comprehensive school which has the title, California Distinguished School. In 2013, the number of students who participated in the API program, at Grover Cleveland high School, totaled 2,387. The numerically significant groups in the API program in the school are; blacks or African Americans (113), Asians (310), Hispanic or Latino (1,479), Whites (370), English learners (368), socioeconomic disadvantaged (1,711) and students with disabilities (251). The other social groups minimally represented include; American Indians (11), Filipino (96), Pacific Islanders (7), and two or more races (1). In 2013, the number of students who took part in the API initiative totaled 823, in William Workman High School. The numerically significant social groups during the API academic exercise are: Latino (748), socioeconomic disadvantage (755), English learners (288), and disabilities cases (114). The numerically insignificant social groups include; black Americans (11), Alaska native (3), Asian (19), Filipino (24), white (13), and two or more races (5). The level of academic growth of schools is illustrated through the use of the